Our offices are fee-for-service and all payment arrangements are between the doctor and patient. Unless otherwise noted, insurance benefits are considered a form of reimbursement to the patient and not a means of payment. Therefore, all treatment fees are the responsibility of the patient. We will assist you in filing your insurance for your reimbursement.
Our insurance coordinators deal with many different insurance companies. Some companies offer many different dental and medical plans. These companies can change benefits, co-pays, and deductibles many times throughout the year. We do our best to provide you with accurate coverage estimates based on information available to us. At times, it is almost impossible to accurately estimate a patient’s insurance co-payment. Many insurance companies will not give out fees until after the treatment is completed. Dealing with these companies can be difficult and time consuming. As a courtesy, we ask that you keep us informed of any change to your insurance. It is important that all information about you and your insurance is current.
Although we will gladly file a claim on your behalf, you may wish to submit the claim yourself. In general, insurers process claims filed directly by patients faster than those filed by the service providers (dental offices).
Further, most dental insurance policies are limited and often only pay for a portion of the procedure(s) that may need to be done.
Private & Group Insurance
As a courtesy to our patients with dental benefit plans, we will submit necessary claim forms, receipts, and other information to your insurance company. We will be happy to investigate the benefits offered by your insurance carrier at your initial appointment. Please remember that insurance is considered a method of reimbursing the patient for fees paid to the doctor and is not a substitute for payment. Some companies pay fixed allowances for certain procedures and others pay a percentage of the charge. Any benefit resulting from an insurance plan will be utilized as a means of reimbursement – the costs associated with rendered treatment are the responsibility of the patient.